What to Do After a Car Accident In Jacksonville Florida: 6 Simple Steps to Take
What to Do After a Car Accident: 6 Steps to Take
- Check for injuries
- Move to a safer area
- Exchange information and document the crash
- Determine what insurance coverage would apply
- Decide whether to file a claim
- Shop around for lower car insurance rates
- According to Consumer Reports, a number of test crashes at just 10 mph produced damage that looked minor but priced out at $3,000 to $6,000.
- Your car insurance rates rates could go up significantly (50% or more, in some cases) depending on the severity of the accident and your insurance company.
- In fact, a Consumer Federation of America report indicated some companies will even raise rates 10% or more for accidents that weren’t your fault.
I Had a Car Accident Now What?
When you have a car accident there are a few keys things you need to do to make sure you are protected.
First, always stop if you are involved in an accident, this is your legal obligation. Even if you do not think there was any damage, any time you collide with something, you need to stop your car. Then, never admit responsibility for the accident. Your insurance policy is a contract, and your contract for your insurance with your car insurance company states that you must not assume responsibility or liability under these circumstances. If you expect the insurance company to take care of your claim, let them do the talking.
What to Do at the Scene of a Car Accident
There are many ways to avoid a car accident but once one happens it is important to know what to do and what questions may need to be answered by the other person involved in order to make your insurance claim. This checklist will help you know what to do after a car accident. It is best to review it now and then print it out and keep a copy with you in your car or bookmark this article in your phone, so you can access it in an accident.
Determine the Extent of Damage or Injuries
Check to see if anyone needs urgent medical care. If you can, try not to move the vehicles unless they are causing a major problem with traffic. If possible wait for the police before moving anything.
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